Head-To-Head Review: Hope Bancorp (NASDAQ:HOPE) vs. Community Capital Bancshares (OTCMKTS:ALBY) (2024)

Hope Bancorp (NASDAQ:HOPE – Get Free Report) and Community Capital Bancshares (OTCMKTS:ALBY – Get Free Report) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability and valuation.

Volatility and Risk

Hope Bancorp has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500. Comparatively, Community Capital Bancshares has a beta of 0.54, meaning that its share price is 46% less volatile than the S&P 500.

Dividends

Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.5%. Community Capital Bancshares pays an annual dividend of $0.75 per share and has a dividend yield of 4.1%. Hope Bancorp pays out 56.0% of its earnings in the form of a dividend.

Earnings and Valuation

This table compares Hope Bancorp and Community Capital Bancshares’ top-line revenue, earnings per share and valuation.

Hope Bancorp has higher revenue and earnings than Community Capital Bancshares.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Hope Bancorp and Community Capital Bancshares, as provided by MarketBeat.

Hope Bancorp presently has a consensus target price of $12.50, suggesting a potential upside of 0.97%. Given Hope Bancorp’s higher probable upside, equities analysts clearly believe Hope Bancorp is more favorable than Community Capital Bancshares.

Insider & Institutional Ownership

84.0% of Hope Bancorp shares are owned by institutional investors. 5.3% of Hope Bancorp shares are owned by insiders. Comparatively, 42.4% of Community Capital Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Hope Bancorp and Community Capital Bancshares’ net margins, return on equity and return on assets.

Summary

Hope Bancorp beats Community Capital Bancshares on 9 of the 11 factors compared between the two stocks.

About Hope Bancorp

(Get Free Report)

Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States. It accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. The company also offers loans comprising commercial and industrial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, international trade finance, other business-related financing, and loans syndication services; commercial real estate loans; residential mortgage loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, automobile, credit card, and personal loans. In addition, it provides internet banking and bill-pay, remote deposit capture, lock box, and ACH origination services; treasury management services; foreign currency exchange transactions; interest rate contracts and wealth management services; automated teller machine services; and engages in investment activities. Hope Bancorp, Inc. was founded in 1986 and is headquartered in Los Angeles, California.

About Community Capital Bancshares

(Get Free Report)

Community Capital Bancshares, Inc. operates as the holding company for AB&T that provides various banking products and services to individual and corporate customers. The company accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposits. Its loan products include commercial and residential real estate, commercial, financial, agricultural, consumer installment, overdrafts and other revolving credit, and educational loans. The company also offers money transfer, bill pay, remote deposit capture, ACH origination, and merchant services, as well as online, mobile, and text message banking services. The company was incorporated in 1998 and is based in Albany, Georgia.

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